The Kuluar Save program applies only to hikes in Ukraine, where we have been taking out insurance policies for each member (with the exception of those who signed up at the last minute) for years in all good conscience. It costs money and requires the time of managers, while some other organizations do not bother with the registration of insurance, although they write that it is included in the price.
"What if you don't take out insurance and something happens to the member, they get injured?" – I couldn't understand such carelessness, and we diligently took out policies. At a good insurance company that we trust.
In recent years in the Carpathians we have had several cases of injuries, including fractures with medical intervention. And then there were difficulties: a member decided to go to a hospital closer to home and be treated there (and you need to go to the nearest one), or he forgot to pick up the check. All in all, a complicated procedure. And the result is minimal or no insurance payments.
We don't see any reason to spend money and energy on insurance that is only formal, when in fact it is of little use. Therefore, starting from December 1, 2020 we remove the point that the insurance of the participant is included in the cost of the Kuluar hikes in Ukraine and introduce the program Kuluar Save.
ATTENTION: We strongly recommend to make insurance independently (or with the help of an insurance agent) for any trip. Read: “Hiking and climbing insurance”.
The Kuluar Save program is in no way an insurance policy and does not replace it.
Kuluar Save is Kuluar's support and loyalty program because we love you - our members - and want you to be healthy and happy. But in hiking, even in Ukraine, there is an increased risk of injury. If the participant gets injured on the walking part of the route, we will compensate for the actual cost of the first aid. The maximum amount of the aid cannot exceed two program costs or 5000 hryvnias.
At this, you don't need any complicated procedures; your guide will confirm that you were injured and spent that amount of UAH 5,000. If you underwent treatment without a guide, we would ask for photos of receipts or statements.
‼️ Of course, the injured person should not be intoxicated at the time of injury.
‼️ Please note that the program is for the walking part only - transfers and cities are not included.
And in general, friends, we hope that injuries will bypass you and us, hiking will be safe and only with smiles on your faces.
See you in the mountains. Kuluar - your life changing mountain experience!
Taras Pozdnii, the head of the mountaineering club "Kuluar"